EZ Wealth and Money

Virgin Money extends 0% balance transfer By Tara Evans16 November 2010 Virgin Money has extended the 0% introductory period on its balance transfer credit card making it one of the best cards available on the market. Branson: Virgin Money have extended their balance transfer period. BEST CREDIT CARDS New customers will be offered a 16 [...]

Personal loan rates continue to fall By Lee Boyce PA15 November 2010 Personal loan rates are continuing to come down from their five-year high as competition returns to the market, research indicated today. Loan rates: Are finally starting to get more competitive WANT TO KNOW MORE? LOANS TABLES This is Money’s loan tool can help [...]

Spend on credit card and give to charity By Jo Thornhill21 November 2010 Unlike Christmas cards, credit cards backed by charities help good causes all year round. Charity giving: One of the best charity cards is Virgin Money’s Charity Credit Card WANT TO KNOW MORE? BEST CREDIT CARDS Popular cards include the Breakthrough Breast Cancer [...]

Should you use credit cards for Christmas? By Tara Evans19 November 2010 Christmas is the time of year when you may be planning to splash out on presents for your friends and family. Jingle bells: Make sure that a festive spree doesn’t leave you in the red BEST CREDIT CARDS But should you really be [...]

Banks make you pay more for a smaller loan By Liz Phillips24 November 2010 Banks are making it harder for borrowers to get a loan at a reasonable rate as Christmas approaches. Christmas cutback: Banks are offering the best rates to existing customers. LOANS TABLES This is Money’s loan tool can help you research the [...]

Avoid store cards if you don’t want debt By Lauren Thompson24 November 2010 Women are being warned against taking out store cards to pay for party dresses and presents this Christmas. Christmas on credit: Tempting, but you could be paying for it for years. BEST CREDIT CARDS Many of the favourite stores of young shoppers [...]

Banks flout loan insurance sales rules Money Mail1 December 2010 High Street banks face huge fines for flouting tougher rules on handling payment protection insurance complaints. Culprit: Lloyds TSB WANT TO KNOW MORE? RECLAIM PPI PREMIUMS Can you reclaim premiums on payment protection insurance?- Letter template- Reclaim guide OUR RECLAIM WINNERS Read how our PPI [...]

Debt firms warned for posing as charities Daily Mail8 December 2010 Debt management firms are posing as charities and government services to dupe customers. Misleading names: OFT says the difference between a helpline and a debt management firm should be clear WANT TO KNOW MORE? THE DEBT TEST Find out if your debts are a [...]

2,689%: the cost of Wonga.com’s payday loans By Neil Craven28 November 2010 It may be easy to understand. It may be simple to use – in spam emails to prospective customers ‘pay day’ lender Wonga.com offers to ‘deposit cash into your bank account within 15 minutes.’ Looking the part: Fearne Cotton unveils her clothing range [...]

The top credit cards for Christmas By Jo Thornhill5 December 2010 More than 2m people are still paying off debts they ran up last Christmas, while a quarter of consumers admit they have saved nothing towards the cost of this year’s festivities. A borrowing binge could lie ahead for many. Spending habits: Marina and Ralph [...]